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You earn well. You're not reckless with money. But somehow, your paycheck still disappears before the month ends. How Not to Be Broke is the personal finance book for people who don't have a spending problem — they have a system problem. Inside, you'll discover: - Why budgets fail smart people (and what to do instead) - The invisible leaks draining your income every month - A simple framework to build savings without feeling deprived - How to stop working just to pay bills and start building real wealth This isn't about cutting lattes or extreme frugality. It's about building a money system that actually works for your real life. If you're tired of earning well but having nothing to show for it, this book will change that.